For many decades, your local Vancouver Island InsuranceCentres branch has offered friendly, knowledgeable life insurance products– always ready to offer you sound, experienced guidance on all matters relating to life insurance.
Whether you are shopping for traditional term life, mortgage insurance, critical illness protection or disability coverage –VIIC can help you understand your coverage options and provide rate comparisons from leading life insurance providers.
Known to clients and community friends as VIIC, we have been insuring generations of islanders for more than a century. We live where you live; working alongside you every day. When it comes to life insurance, our focus is to provide affordable financial products that fit you and your family, while offering forward thinking lifestyle protection. How can VIIC help you today?
VIIC offers a wide variety of life insurance products to meet the diverse needs of Vancouver Island residents. Many of today`s most popular programs are built to provide protection while living – such as critical illness and disability insurance. Of course, we also offer the traditional life and mortgage insurance products that shield your family from financial hardship.
Life on Vancouver Island is so wonderfully active, family focused and fulfilling, many of us forget about the 'what ifs' that life often throws our way when we least expect it. That's why VIIC offers a comprehensive range of life insurance products, including:
CRITICAL ILLNESS: We all know someone who has suffered a serious illness. VIIC understand that it is a long and difficult recovery that demands a great deal of emotional and physical strength. What many fail to grasp, until they are faced with such an illness, is the financial burden, often long term, it places on a family. Critical illness insurance protects you and your lifestyle, allowing you to concentrate on healing and recovery. Critical illness insurance is designed to reduce some of the financial stresses that may result from a serious illness.
LIFE INSURANCE: Life insurance is used to protect the financial security of the people you love most. A life insurance policy pays cash benefits, tax free to your beneficiaries, when you die. The amount of money for which you are insured and the type of insurance you buy depends on your needs. Talk to a VIIC life insurance specialist today.
DISABILITY: Disability insurance is designed to protect you from a possible loss of income. What's the probability of this happening? It's greater than you can imagine. Why should you consider disability coverage? It's the surest way to provide guaranteed coverage and guaranteed income. Why should you consider a personal disability insurance plan? Worker's Compensation only covers work related accidents and unemployment insurance only covers 15 weeks. Make sure you protect your lifestyle and the needs of your family with disability insurance. Coverage will be invaluable to you and your loved ones in case of disability.
MORTGAGE PROTECTION: Whether you are a first time home buyer or refinancing an existing mortgage, now is the time to consider what mortgage insurance you have to protect you and your loved ones. Your bank or lender may have already included mortgage insurance in your monthly mortgage payment, but it is never too late to look at your options. Let VIIC show you how a close look at your coverage could end up saving you money and providing more comprehensive coverage.
Right now – get a free, no obligation CUSTOM QUOTE online. Our Licensed Life Insurance Agents will shop the markets for you to obtain the best coverage solutions at most competitive prices.
Ready to purchase life insurance or need further information? Call or stop by a VIIC office location in your community
|What is term life insurance?|
|Term life insurance provides coverage at a fixed rate of payments (usually paid monthly or annually) for a fixed period of time (for example, 10 year term, 20 year term or life term). If the insured person dies while the policy is in force, the death benefit is paid to the listed beneficiary or beneficiaries. Term insurance is the least costly way to purchase adequate coverage to leave to loved ones.|
|What is critical illness insurance?|
|Critical illness insurance is an insurance product that pays a lump sum cash payment to the insured should that person be diagnosed with a critical illness listed within the insurance policy.|
|What is mortgage insurance and why is my bank asking for it?|
|Your lender wants to ensure that the mortgage debt will be paid. Mortgage insurance provides that security to your bank; it protects you, it protects your family and it protects your mortgage lender.|
|I need to file a life, disability or critical illness claim. Can you help me do that?|
|Contact your VIIC life insurance agent. Click Here for contact details. We'll Take Care of It.|
|How long will it take to settle my life insurance claim?|
|Every claim is different and the length of time to settle will depend on the circumstances of the life insurance policy and in the case of death, the wishes of the deceased insured. However, in every case, VIIC is committed to working with you through the entire process, ensuring your needs are our number one priority.|
|There are so many companies on Vancouver Island that sell life insurance. Why should I choose VIIC?|
|We don't sell life insurance – we provide you with the utmost in education so that you can purchase the right coverage and policy for the financial well being of you and your family. An insurance company is only as good as their customer service – VIIC puts you first. Our life insurance specialists make it a priority to offer professional, speedy and straightforward service. We welcome every opportunity to allow our clients to experience the true meaning of our company adage: We'll Take Care of It.|
|Who is Vancouver Island InsuranceCentres?|
|We are the largest privately owned insurance brokerage firm on Vancouver Island. Trust your insurance needs to your neighbours at Vancouver Island InsuranceCentres. We live where you live; we work alongside you every day. We encourage you to read about our illustrious history dating back to 1863! With 14 conveniently located branches on Vancouver Island, our local, knowledgeable, community-minded insurance specialists will be on hand to assist with all your policy needs. We'll Take Care of It.|
|How can I obtain a quote for life insurance?|
|VIIC makes it easy and hassle free to find and purchase the perfect insurance to fit your needs. We offer an online no-obligation CUSTOM QUOTE service or you can call us directly by choosing the Vancouver Island InsuranceCentres location closest to you.|
|My home purchase is closing soon and I need mortgage insurance to satisfy my bank's lending criteria. Can VIIC provide coverage quickly?|
|Call or drop into one of the 14 conveniently located VIIC insurance offices on Vancouver Island.
|Do I need to book an appointment with a life insurance agent at VIIC?|
|Our goal is to provide each client with fast, friendly and professional insurance services that revolve around your busy life. We are the oldest and largest privately owned insurance brokerage firm on Vancouver Island – and we didn't get that way by accident – your time is important to us. If you prefer to have a set appointment time, we will gladly book an appointment time that is convenient for you – most of our office locations are also open on Saturday! For immediate assistance, call or drop by one of our 14 locations today.|
With 14 locations on Vancouver Island, we are conveniently located in your home community.
Call, email or stop by a VIIC office near you and find out how we can help you are covered. Whether you are shopping for residential or business coverage; comparing rates on term life or short term travel insurance...We'll Take Care Of It.
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Vancouver Island InsuranceCentres is an authorized ICBC Autoplan vehicle insurance broker