Homeowner or renter; detached single family home, townhouse or strata condominium, you deserve to feel the comfort of knowing that your assets are safe and your investment is protected. Vancouver Island InsuranceCentres, insuring generations of islanders since 1863, offers comprehensive home insurance options to protect the things you value most. Our exclusive Residential Insurance Programs provide some of the best insurance coverage in the industry today.
Our highly trained and always friendly home insurance agents will work with you to find the right insurance at the guaranteed fairest price, with flexible payment options to meet your budgetary needs.
Whether you are shopping for residential insurance for your house, condo, weekend cottage or rented apartment – call us today.
Known to clients and community friends as VIIC, we have been insuring generations of islanders since 1863. We live where you live; working alongside you every day. When it comes to home or condo insurance, our top priority is to get you affordable coverage, without compromising on policy options or customer care. How can VIIC help you today?
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Residential Insurance Programs
Our residential insurance programs offer comprehensive coverage; claims care service - 24 hours a day-7 days a week – complemented by flexible deductible options and convenient payment plans.
HOMEOWNER INSURANCE: Our homeowners policy offers comprehensive coverage for home, outbuildings, personal property (even when temporarily removed from the premises), additional living expenses, up to $5 Million liability, all risk coverage, bylaw coverage, guaranteed replacement on building, replacement cost for personal property, and payment of expenses resulting from identity theft. You can also save with our program rated discounts!
CONDO INSURANCE: Our condominium insurance policy offers comprehensive coverage for personal property, up to $5 Million in liability coverage, replacement cost on personal property, additional living expenses, additional 100% of your contents limit for unit improvements and betterments, and payment of expenses resulting from identity theft. This policy also automatically includes up to $25,000 for any assessment deemed necessary by the Strata Plan policy`s deductible. One of our skilled Condo Insurance specialists would be pleased to discuss every available option with you – call or drop by today.
TENANTS INSURANCE: Renters are covered too with VIIC`s tenant package that offers policy coverage for loss of personal property (even when temporarily removed from the premises), additional living expenses, and replacement cost for personal property.
Prefer to speak to an agent on the phone or in person? CALL or DROP BY a conveniently located VIIC BRANCH OFFICE in your community – Our office hours are designed to fit your busy lifestyle and all locations (except Cumberland and Quadra Island) are open Saturdays too!
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Do I need homeowners or condo insurance? |
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If you own a single family home, detached dwelling or a freehold residential property (where you do not pay monthly maintenance fees) you require a homeowner's insurance policy. If you live in an apartment, condominium or townhouse that is run by a Strata Corporation, to which you pay monthly fees, you require a condo insurance package. |
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I am a renter. Doesn't my landlord's insurance cover my property? |
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No, it does not. Your landlord will have a special insurance policy that covers the physical building but not the possessions belonging to the tenants of the building. In the event of fire or theft, it is important to have a tenant's insurance package that covers your personal assets. |
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Can I customize my homeowners' insurance package? |
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Of course! At VIIC, we take pride in providing you with insurance coverage based on your needs, and not based on inflexible insurance package parameters. We understand that each homeowner and tenant is unique, and therefore has distinctive insurance needs. Call us to discuss yours. |
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How can I obtain a free home insurance quote? |
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VIIC takes the work out of getting your place of residence insured! We offer a no-obligation custom quote service or you can call us directly by choosing the Vancouver Island InsuranceCentres location closest to you. Or, if you are in the neighbourhood, drop in! |
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I need insurance immediately. Can VIIC provide immediate coverage? |
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Call or drop into one of the 14 conveniently located VIIC insurance offices on Vancouver Island. In most instances, we can implement immediate home insurance coverage for you, to help you sleep better tonight! |
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Do I need an appointment to purchase home insurance from VIIC? |
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Our goal is to provide each client with fast, friendly and professional insurance services that revolve around your busy schedule – and not ours. We are the oldest and largest privately own insurance company on Vancouver Island. If you prefer to have a set appointment time, we would be happy to make an appointment at a time that works for you. If you need immediate assistance, call or drop by one of our 14 island locations today. |
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How do I file a home, condo or tenants insurance claim? |
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VIIC takes extreme pride in offering clients white glove service during the claims process. If you need to file a claim, visit our claims page for complete details. We'll Take Care of It. |
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How long will it take to settle my home insurance claim? |
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Each home insurance claim is different, and the length of time to settle will depend on the complexities and circumstances of the claim. However, in every case, VIIC is committed to working with you through the entire process, ensuring your needs are met and your expectations are exceeded. For detailed information about the claims process, or to file a claim, click here. |
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There are so many insurance companies on Vancouver Island. Why should I choose VIIC? |
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An insurance company is only as good as their customer service – VIIC puts you first. Our home insurance specialists consistently offer expert, prompt and honest service. We stand behind you and work hard to streamline the entire insurance purchasing, renewal and claim processes. In every aspect of client care – VIIC excels; we welcome every opportunity to allow our clients to experience the true meaning of our company adage: We'll Take Care of your Home Insurance. |
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Who is Vancouver Island InsuranceCentres? |
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We are the largest privately owned insurance brokerage firm on Vancouver Island. We encourage you to read about our illustrious history, dating back to 1863! With 14 conveniently located branches on Vancouver Island, our local, knowledgeable, community-minded insurance specialists will be on hand to assist – residential or commercial - with all your insurance needs. We'll Take Care of It. |
With 14 locations on Vancouver Island, we are conveniently located in your home community.
Call, email or stop by a VIIC office near you and find out how we can help you are covered. Whether you are shopping for residential or business coverage; comparing rates on term life or short term travel insurance...We'll Take Care Of It.
Insurance Office Location Map
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Victoria 321-3980 Shelbourne Street Victoria, BC V8N 6J1 Tel (250) 477.7234 Fax (250) 721.1392 Victoria@viic.ca |
Hours of Operation |
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Ladysmith #15–370 Trans Canada Hwy Ladysmith, BC V9G 1T9 Tel (250) 245.8022 Fax (250) 245.5006 Toll Free: (877-545-8022) Ladysmith@viic.ca |
Hours of Operation Monday - Friday: 9:00am - 5:00pm Saturday: 9:00am - 4:00pm Sunday: Closed |
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Nanaimo #601 – 5800 Turner Road Nanaimo, BC V9T 6J4 Tel (250) 751.2966 Fax (250) 751.2965 Toll Free: (866) 606.3223 Nanaimo@viic.ca |
Hours of Operation Monday - Friday: 9:00am - 5:00pm Saturday: 9:00am - 5:00pm Sunday: Closed |
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Parksville 146 Alberni Hwy PO Box 1029 Parksville, BC V9P 2H1 Tel (250) 248.3229 Fax (250) 248.9162 Toll Free: (877) 532.3229 Parksville@viic.ca |
Hours of Operation Monday - Friday: 8:30am - 5:30pm Saturday: 8:30am - 5:30pm Sunday: Closed |
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Qualicum Beach #104-661 Primrose Street Qualicum, BC V9K 2H5 Tel (250) 752.6961 Fax (250) 752.6206 Toll Free: (877) 752.6961 Qualicum@viic.ca |
Hours of Operation Monday - Friday: 8:30am - 5:30pm Saturday: 8:30am - 5:30pm Sunday: Closed |
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Courtenay |
Hours of Operation Monday - Friday: 8:00am - 5:30pm Saturday: 9:00am - 4:30pm Sunday: Closed |
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Comox 1782a Comox Avenue Comox, BC V9M 3M8 Tel (250) 339.4847 Fax (250) 339.3344 Comox@viic.ca |
Hours of Operation Monday - Friday: 8:30am - 5:00pm Saturday: 9:00am - 5:00pm Sunday: Closed |
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Cumberland 2713 Dunsmuir Avenue Cumberland, BC V0R 1S0 Tel (250) 336.8524 Fax (250) 336.8455 Cumberland@viic.ca |
Hours of OperationMonday - Friday: 9:00am - 5:00pm (closed 12:30-1:00 for lunch) Saturday & Sunday: Closed |
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Campbell River (Dogwood) 1196 Dogwood Street Campbell River, BC V9W 3A2 Tel (250) 287.9184 Fax (250) 286.9669 Toll Free: (800) 606.3222 Dogwood@viic.ca |
Hours of Operation Monday - Friday: 8:30am - 5:30pm Saturday: 9:00am - 4:00pm Sunday: Closed |
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Campbell River (Willow Point) 80h Westgate Road Campbell River, BC V9W 1R2 Tel (250) 923.2288 Fax (250) 923.2889 WillowPoint@viic.ca |
Hours of Operation Monday - Friday: 8:30am - 5:30pm Saturday: 9:00am - 4:00pm Sunday: Closed |
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Quadra Island #2-654 Harper Road Quathiaski Cove, BC V0P 1N0 Tel (250) 285.2333 Fax (250) 285.2577 Quadra@viic.ca |
Hours of Operation Monday - Friday: 9:00am - 4:30pm Saturday & Sunday: Closed |
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Gold River |
Hours of Operation Monday - Friday 10:00am - 5:30pm Saturday: 10:00am - 3:00pm Sunday: Closed |
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Port Hardy #1-7053 Market Street Port Hardy, BC V0N 2P0 Tel (250) 949.6900 Fax (250) 949.5900 Toll Free: (866) 808.0333 PortHardy@viic.ca |
Hours of Operation Monday - Friday: 8:30am - 5:30pm Saturday: 9:00am - 5:00pm Sunday: Closed |
Vancouver Island InsuranceCentres is an authorized ICBC Autoplan vehicle insurance broker